In the first predatory mortgage lending case ever brought by the U.S. Department of Justice, a Houston-area subdivision developer is accused of misleading tens of thousands of mainly Latino borrowers into taking out loans they could not afford to buy barely livable properties, then profiting from their foreclosures.
Colony Ridge Development LLC is accused of operating a “one-stop shop for discriminatory lending,” violating the Fair Housing Act and Equal Credit Opportunity Act, according to a DOJ press release. The lawsuit was filed by the DOJ and the Consumer Financial Protection Bureau.The DOJ alleges Colony Ridge steered Spanish-speaking borrowers into… Read the full story here. |