Millennials are having the same problems affording homes in big cities across the world. They are frequently being told they are too extravagant and need to save more to afford a deposit, usually by members of an older generation who benefited from decades of inflation in the price of their homes, jobs for life and gold-plated pensions. Millennials actually spend less on discretionary items on average than other age groups.

So what can the older generation do to help? Instead of lecturing the young on lifestyle choices and things they can do without, the elder generation could give up the following things to aid millennials in purchasing their first homes.

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What was once known as Black Friday has now evolved into a shopping phenomenon more commonly described as “The Christmas Creep” — and it is occurring closer to Halloween than it is Thanksgiving. 

Black Friday, which falls the day after Thanksgiving, has traditionally marked the beginning of the Christmas shopping season. But according to Cushman & Wakefield Vice President and Head of Retail Research Garrick Brown, of 30 major retailers Cushman is tracking, an estimated 80% began Black Friday holiday sales within the first few days after Halloween.

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