Susan Graham
Having successfully completed a myriad of complex
secured finance deals over her 30-year real estate
finance career, Susan Graham has a reputation for
timely, efficient, and dependable deal-making and
always goes the extra mile to add unique value. She
brings insider knowledge to the table to help her
commercial borrower clients quickly and smoothly
close market-wise loans for their properties—mixed-
use projects, office buildings, multi-family
developments, retail centers, and industrial sites, and
helps lenders across a spectrum of matters, including bridge lending, loan modifications, workouts, REO
sales, foreclosures, and more.
Wide-Ranging Service
Working from our Orange County office, Susan quarterbacks a billion dollars annually in multi-state or
single-state deals across the country for her U.S. and international clients. Her well-developed local
counsel network allows her to handle jurisdictional matters across multiple states and remain highly
involved in her clients’ transactions. When a loan requires specialized entitlement, environmental, tax,
corporate, or other deal-specific attention, she seamlessly facilitates the work using the formidable in-
house resources of her knowledgeable Allen Matkins colleagues.
Borrowers Counsel
Borrowers everywhere benefit from Susan’s civil, pragmatic approach. She is known for focusing on
client goals and moving things along, offering sound strategic advice without over-lawyering issues or
grandstanding. Thanks to her decades of doing deals, she’s quick to identify workable market solutions
without getting hung up on immaterial issues, which results in better deals for her clients.
CONFIDENTIAL MATERIALS | ATTORNEY ADVERTISING
Allen Matkins
Susan represents borrowers in connection with structuring, negotiating and documenting all types of
real estate secured loan transactions, including loan originations and modification agreements. She
also negotiates often-complicated construction, and bridge and permanent financings tailored to fit
client needs, making sure that the borrower understands all the implications that might affect their exit
strategy or development plans.
Further, through the years, she has built good relations with borrowers—often client CFOs or general
counsel—and lenders alike, and she enjoys bringing parties together for mutually beneficial
opportunities.
Lenders Counsel
Susan represents lenders in connection with loan originations as well as enforcement of remedies,
including modifications, forbearance agreements, non-judicial foreclosures, deeds in lieu of foreclosure,
and other resolutions of distressed debt.
In all matters, Susan puts together the right lean team to get things done economically and with
dispatch. She’s quick to review deal documents, pick up the phone and explain the issues to her client,
and develop a workable position that she rapidly communicates to the other side. Along the way, she
often makes introductions to other Allen Matkins clients with similar interests who may have new
insights—connections that can lead to further efficiencies and collaborations.
Allen Matkins
Attorney